Kolkata, Feb 5: ICICI Home Finance Company Limited, is offering on spot sanction of home loans in Kolkata, West Bengal. Residents of Kolkata can walk into the ICICI Home Finance branches from February 6th to 8th to avail the spot sanction facility.
Customers looking forward to avail the exciting spot sanction option need to only bring their pan card, Aadhar card, tax return and their last six months bank statement. Also, customers with limited proof of income, who are first time borrowers and seek to avail loan for house or business expansion can avail the on spot sanction of loans.
The company recently launched Express Balance Transfer of Mortgage loans. All customers who have been regularly paying EMIs for their existing loan (last 18 months) can avail the Express Balance Transfer and top-up without submitting their income documents. To avail the same, customers need to only bring their pan card, aadhar card and loan repayment track record/statement of account.
ICICI Home Finance offers multiple benefits on their home loans. Ranging from doorstep service to minimum paperwork, a home loan customer can explore and fulfill their dream of owning a new home within the city limits or in Gram Panchayat area, or even avail home improvement loans. Ranging from a base loan of Rs 3 lakhs to Rs 5 crore, the company also offers mortgage loans to acquire office premises or to expand their current businesses. In Kolkata, the company has been offering the funding to blue chip companies, daily wage earners like tea, grocery, stationary shop owners, priest, tuition teachers, and stall owners, food and vegetables whole sellers. The company has also been offering land loans.
Speaking about on spot sanction of home loans in Kolkata, Mr Anirudh Kamani, MD & CEO, ICICI Home Finance Company Limited, said, “At ICICI Home Finance, we aim to help people fulfil their dreams of owning their own homes. With the on-spot sanction of home loans at Kolkata, we are looking forward to offer home loan solutions to eligible customers who bring in their financial documents for assessment. Our national branch network is committed to bringing top home loan services, with digitally-driven convenience to every corner of the country for our growing customer base.”
''Customers can also avail all the benefits of Pradhan Mantri Awas Yojana (PMAY) which is credit linked subsidy scheme (CLSS) for Lower Income Groups/Economically Weaker Sections (EWS/LIG) and Middle Income Groups (MIG – I & II). Under PMAY- CLSS, a borrower is eligible for maximum subsidy of up to Rs 2.67 lakhs,'' the company added. (UNI)